You Are a Good Money Manager


You are a good money manager“You Are a Good Money Manager” by Joan Y. Edwards

Day 1 of “Say Good Things February.”

Say Good Things - February

You are a good money manager. You have an abundance of money. You use your money wisely. You are thankful for your money because it helps you get the things you need to survive. If you use credit cards, you pay them off in full each month. You save money for emergencies. With the money you have left over after you pay all your bills, you give money to help others.

Repeat these statements with “I” rather than “You” to make them true affirmations for you.

I am a good money manager. I have an abundance of money. I use my money wisely. I am thankful for my money because it helps me get the things I need to survive. If I use credit cards, I pay them off in full each month. I save money for emergencies. With the money I have left over after I pay all my bills, I give money to help others.

I discovered after I kept saying these things over and over again for days, weeks, and months, they became true because of actions I took.

Your subsconscious mind will lead you to make it true. You have to believe it’s possible. Believe in you. Love yourself. Love your finances.

There was a time in my life where my bills were more than the money supply coming in. This was a frustrating time for me. Credit cards were part of my problem. I charged more than I could pay off at the end of the month. Interest accumulated making my debt higher. It was not good. I didn’t know that a money supply would stop and make it where I couldn’t pay these bills at all. If you use credit cards, you pay them off in full each month.

Another problem I had was I got a second mortgage on our home. I thought the interest rate was going to be low like the first time.  I didn’t know that interest rates could be as low as 3% and go higher than 15%. I signed the papers without asking or looking to see what the interest rate would be. Ouch! With a high interest rate and not able to make your payments, you could lose your house. Luckily, I didn’t. Read the fine lines. Ask what the interest rate will be and what your payments will be each month before you sign the papers.

I have several friends who got into financial trouble because they gave money to their children or friends which left them without enough money to pay their bills. They gave it without expecting any money in return. Which is kind, but they weren’t helping the others to grow stronger. Make those you lend money to accountable. Share with others from your abundance. Consider it a loan; but, be not spiteful if your friend or family member is human, and is unable to repay you. The church I attended gave me money to help pay my mortgage and second mortgage three times. Then they said that they were enabling me to stay as I was. They said I had to figure out a better way to manage my finances. I had to find a way to pay off these debts. Which was difficult, but I did it and I’m glad that I did.

Book Resources:

Robert Schuller. Tough Times Never Last, but Tough People Do. Amazon: http://www.amazon.com/Tough-Times-Never-Last-People/dp/0553273329

Terry Cole Whitaker. What You Think of Me Is None of My Business Amazon: http://www.amazon.com/What-You-Think-None-Business/dp/051509479X/ref

Scriptural Resources:

Romans 13:8-10 NIV

8 Let no debt remain outstanding, except the continuing debt to love one another, for whoever loves others has fulfilled the law.

Deuteronomy 28:12

The LORD will open the heavens, the storehouse of his bounty, to send rain on your land in season and to bless all the work of your hands. You will lend to many nations but will borrow from none.

Titus:7-9 NIV

Since an overseer manages God’s household, he must be blameless—not overbearing, not quick-tempered, not given to drunkenness, not violent, not pursuing dishonest gain. Rather, he must be hospitable, one who loves what is good, who is self-controlled, upright, holy and disciplined. He must hold firmly to the trustworthy message as it has been taught, so that he can encourage others by sound doctrine and refute those who oppose it.

Thanks for reading my blog. Feel free to ask questions and share your ideas in the comment area. I’d love to hear from you!

To leave a comment, click here.

Never Give Up
Joan Y. Edwards
Copyright © 2016 Joan Y. Edwards
www.joanyedwards.com (Gospel-related puzzles and skits)

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“Say Good Things”


Say Good Things

“Say Good Things” by Joan Y. Edwards

During February I plan to write a post every day that is a compliment for you. A statement of affirmation about who you are and what you can do. A positive statement to lift your spirits. By doing this I hope it’ll make you feel good and that you might share a good things message with your family, friends, acquaintances, and strangers either by phone, by email, by card, by letter, in person, in a post, on Facebook, Twitter, or Google Plus. When someone gives you a compliment, let the words soak into your heart and fill you with delight. Enjoy that moment. Smile and say, “Thank you very much.”

What you say affects other people in ways you might never guess.

When I was in Harris Teeter in October 2015, I saw a young man around thirty years old wearing a red plaid shirt walking towards me with his buggy. We made eye contact. I said, “I like your shirt.”

He said, “Thank you.”

He touched the sleeve of his shirt and told me, “I’ve been thinking about my grandpappy a lot lately. He died a few years ago. He used to wear a shirt like this all the time.”

I said, “That’s good that you have that shirt to remind you of your grandfather. You must really miss him. What do you remember about him?”

He said, “He was a farmer. He’d sit on his tractor plowing the fields in his red plaid shirt. He was as mean as a snake.”

That sort of shocked me. I giggled a little. He smiled.

He said, “But he would do anything for you. If you needed him, he was there for you. He helped his neighbors. He helped me.”

I thanked him for sharing the story about his grandpappy and the red plaid shirt. He said, “You’re welcome. I enjoyed talking with you.”

And we went on with our buggies buying groceries.

I think about that young man often and how great it was that his grandfather was there for him. I was glad to be there to help that young man grieve for his grandpappy.

So be thinking of good things you can say to yourself and to others. I hope you’ll join me. You can use the image I created on your blog if you decide to join me in posting “Say Good Things.”

Thanks for reading my blog. Feel free to ask questions and share your ideas in the comment area. I’d love to hear from you!

To leave a comment, click here.

Never Give Up
Joan Y. Edwards
Copyright © 2016 Joan Y. Edwards
www.joanyedwards.com (Gospel-related puzzles and skits)

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The Edge of Nowhere by C.H. Armstrong


IN BOOKSTORES AND ONLINE TODAY!

FULL RESOLUTION EON

SYNOPSIS

The year is 1992 and Victoria Hastings Harrison Greene—reviled matriarch of a sprawling family—is dying.

After surviving the Oklahoma Dust Bowl and the Great Depression, Victoria refuses to leave this earth before revealing the secrets she’s carried for decades.

Once the child of a loving family during peaceful times, a shocking death shattered her life. Victoria came face to face with the harshness of the world. As the warm days of childhood receded to distant memory, Victoria learns to survive.

No matter what it takes.

To keep her family alive in an Oklahoma blighted by dust storms and poverty, Victoria makes choices—harsh ones, desperate ones. Ones that eventually made her into the woman her grandchildren fear and whisper about. Ones that kept them all alive. Hers is a tale of tragedy, love, murder, and above all, the conviction to never stop fighting.

OFFICIAL VIDEO TRAILER FOR THE EDGE OF NOWHERE

 

ABOUT THE AUTHOR

blogging
C.H. Armstrong is an Oklahoma native transplanted in Minnesota. A 1992 graduate of the University of Oklahoma, “Cathie”is a life-long lover of books, and staunchly outspoken on subject of banned and challenged books. The Edge of Nowhere is her first novel and was inspired by her own family’s experiences during the 1930s Oklahoma Dust Bowl and The Great Depression. Her website is http://charmstrongbooks.com/ 


 

PURCHASE A COPY OF THE EDGE OF NOWHERE ONLINE NOW

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Thank you for reading this blog post!

This is an example of a Book Blitz or Book Blast. All of the above information is being published today, January 19, 2016 on a number of blogs to honor the release of C.H. Armstrong’s Edge of Nowhere. Catherine is a loyal follower of my blog. She sent me and the other blog hosts all the information necessary for the blog post in word format along with the images and codes.

She also is having Blog Tours where people review the book on their blogs or do interviews with her. If you’re interested, let her know in the comment area.

Feel free to reblog this post for C.H. Armstrong.

Here’s an article by RL Taylor listing great marketing ideas for a new book: http://www.writersonthemove.com/2013/04/come-out-gates-fast.html

If you’d be interested in joining a Book Blitz for Joan’s Elder Care Guide when it’s released this year, please let me know.

To leave a comment, click here.

Never Give Up
Joan Y. Edwards
Copyright © 2016 Joan Y. Edwards

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10 Steps to Triumph in 2016


10 Steps to Triumph in 2016

Believe in you and your goals. 10 Steps to Triumph in 2016

“10 Steps to Triumph in 2016” by Joan Y. Edwards

2016 is a year to continue striving for goals that you didn’t achieve in an earlier year. Don’t sit on your dreams. Don’t live with I wish I had or I regret that I didn’t. Move toward your goals in 2016.

  • Can you measure it? You don’t want a vague goal like “I will write more.”
  • Write your goal in the present tense beginning with:

I am….
I have…
I take time to…
I learn to…

I put all my goals on a sheet of paper for the present year. At the top, I put little icons to represent three of my goals. I title it:  Joan’s Goals for 2016

  • Is your goal attainable? Could anyone like you accomplish this goal? What are the advantages and disadvantages of reaching your goal?
  • Do you really want to do it?
  • Face your fears. Find someone who’s done what you want to do.
  • When you achieve a goal, celebrate and then set a new goal.

1. Pray for God’s guidance and wisdom. Have faith in yourself. 

When you get your belief system straight, you realize that all events lead you to your goals. They may be interesting detours, but if you reset your beliefs and restate your goals, you’ll get there. Why do I say that? Because inside your mind, you have an automatic success mechanism. Maxwell Maltz explains this in the Psycho-Cybernetics book. Like airplanes with automatic piloting systems, when you set your goals and believe you can do it, your automatic success mechanism goes to work and takes you to your goal.  If you stop believing, it takes you in the direction of failure. Believe in you and your goals. Believe in you.

Believe in yourself. Your belief will take you to your goal. When you stop believing in your ability to get there, something happens. You crumble. In order to meet your goal, you have to stabilize your belief system so that it gets you where you want to go.The thing always happens that you really believe in; and the belief in a thing makes it happen...Frank Lloyd Wright

Don’t feed your mind with negative thoughts. If you do, you will come to believe them...Catherine Pulsifer

2.Be ever thankful.

Be thankful for what you have. Make a long list of people, experiences, things and ideas for which you are thankful. Thank God for your skills and knowledge. If you want something different than what you have, be grateful for what you have now. Thank others when they do even the smallest thing for you.

Yogi Bhajan said, “Gratitude is the open door to abundance.”

Albert Schweitzer said, “In everyone’s life, at some time, our inner fire goes out. It is then burst into flame by an encounter with another human being. We should all be thankful for those people who rekindle the inner spirit.

3. Put on a positive mindset every morning and night.

Start your day being thankful and expecting great things during the day. Lay down at night with a positive thankfulness. Think that you have an abundance of all that you need. Look for the good in yourself and others. Let go of grudges and unhappiness because of something you or someone else did or didn’t do. Having negative thoughts is human. Try to accept them and move your thoughts to something more loving and positive. Limit the time you subject yourself to the negatives. The time we live in now throws terror, fear, and sickness on television and the movies 24 hours a day. Let it go. Focus on what you want and who you want in your life. Choose love and acceptance.

4. Relinquish control. Accept it as it is.

It’s amazing how much human beings want control of things. When you don’t know how it’s going to turn out, you are afraid to venture into the “unknown.” If you know it’s going to turn out okay, then you’re willing to take a chance. It’s very powerful and healing when you say: I Accept it. It is what it is. Accept yourself and the situation you’re in now. Many times you may use a lot of energy complaining. You’re unhappy with things as they are. You want something else. Stop spending energy resisting the way things are. When you accept the situation, you take back your energy, it creates a better path for your new and improved life to enter.

5. Meet your needs.

Make plans to improve the situation in which you live. Take action to meet your needs and improve your physical, mental, emotional, spiritual, social, and financial well-being. Exercise your body and your mind. Relax. Interact meaningfully with others in person and online.

6. Celebrate something every day!

Celebrate each step you take. Celebrate each new thing you learn. Celebrate when you have a plan to keep unpleasant things from happening again. Celebrate when you have a plan that works to keep you rejuvenated and full of life. Help others celebrate, too. Fill yourself with as much joy as you possibly can. There’s one thing about joy, it is contagious. It spreads from you to another person. Sit at a window and rejoice that you are comfortable.

It is great to celebrate any time and every possible moment in your life. Oprah Winfrey said, “The more you praise and celebrate your life, the more there is in life to celebrate.”

7. Love yourself and others.

Be loving to yourself. Reach out to others in kindness.  Help someone do something they can’t do for themselves. Teach someone a new skill so they can do it for themselves next time.

8. Take a small risk outside of your comfort zone.

Try new things, travel new places, learn new skills, improve rusty skills, rekindle forgotten goals.

9. Invite your family and friends to join you in an activity.

It can be an activity you loved doing as a child, one you enjoy now, or a new one you’d like to try.

10. See situations with different eyes. Get a different perspective.

Look at a situation from the other person’s point of view. Pretend you’re on a star and look down. Pretend you’re an ant and look up. If you’re older, imagine what it would be if you were younger. If you’re younger, think about what it would be like if you were older. If you have loving parents, think about what it would be like for an orphan. Look at your goal like you’ve already achieved it.

Resources:

  1. Brainy Quotes.  “Believe in Yourself:”http://www.brainyquote.com/quotes/keywords/believe_in_yourself.html#8WmP1bXCydDPA7xX.99
  2. Christina Diaz. “Thankful Quotes:” http://www.the-benefits-of-positive-thinking.com/thankful-quotes.html
  3. Cynthia Farsadi. “Do the Thing and You’ll Get the Energy to Do the Thing:http://ezinearticles.com/?Do-the-Thing,-and-Youll-Get-the-Energy-to-Do-the-Thing&id=3090607
  4. Diane Wallace, aka GrannySage. “It Is What It Is:” http://www.squidoo.com/it-is-what-it-is
  5. App Advice. “Habit Building Apps:” http://appadvice.com/appguides/show/habit-building-apps
  6. Kavit Haria. “5 Things You Can Do Each Morning to Have More Energy:” http://www.wellness-junction.com/health-wellness/5-things-you-can-do-each-morning-to-have-more-energy
  7. Linda Andersen. “A Writers Playground” gives many reasons and ideas to celebrate:  https://lindamartinandersen.wordpress.com/
  8. Marelisa Fabrega. “Celebrating Life:” http://www.squidoo.com/celebrating-life

Other posts on my blog to help you set your goals:

  1. 8 Ways to Smooth the Road to Publication
  2. 22 Goals for This Month That Will Lead You to Publication
  3. Pub Subbing Leads the Way to Publication!
  4. Submit Your Manuscript – Pub Sub Goals for 2012
  5. What Are Your Goals for This Month? (Pub Subber)
  6. What Are Your Writing Goals for 2013?

Thanks for reading my blog. Feel free to ask questions and share your ideas in the comment area. I’d love to hear from you!

To leave a comment, click here.

Never Give Up
Joan Y. Edwards
Copyright © 2016 Joan Y. Edwards
www.joanyedwards.com (Gospel-related puzzles and skits)

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Let It Go


Forgiveness Tunnel - Let it go 7371255620834 www.morguefile.com

Forgiveness Tunnel – Let it go
             7371255620834 http://www.morguefile.com

“Let It Go” by Joan Y. Edwards

Don’t live in the past. Let go of the hurts and the frustrations of the past. Rejoice and celebrate little and big things in the present.

In the first 30 minutes of the following video, Joel Osteen gives you wonderful reasons to

  • let it drop
  • leave it, and
  • let it go.

Sometimes I think I’ve let something go, and I start to tell someone about this event that happened many moons ago. Yikes, I thought I’d forgiven that event. But, the fact that I resurrected it, means I need to go through the forgiveness tunnel again. In my mind, this is where you let things go, you drop them in the tunnel as you come up through it, and let it go, leaving the tunnel and all that hurt behind.

The Forgiveness Tunnel is like a garbage disposal. It tears stuff up into little pieces and makes it where you can’t determine what was in there. It takes all the negative emotions out and all their negative energy. It levels everything. All the trash and garbage disappears. When you turn around and look back, nothing looks different. However, it feels different in your heart. You feel lighter and happier.

There’s only one thing that can bring it all back. The human emotional memory card. It has video capabilities from years and years of experience.

You get to choose what you focus your thoughts, words, and actions on. Knowing I have a choice doesn’t seem to make it any easier to let go of things that bother or bothered me. I think it’s the fact that I’m human.
I discover that I need to go through the Forgiveness Tunnel again. Everyone’s Forgiveness Tunnel looks different.

Once you find a way to let go and forgive a situation, it is very freeing. It feels wonderful. You feel this big load is no longer on your shoulders or on top of your head.

It’s easier to let go when it’s the first time this has happened to you. To me, it gets harder to let go when the experience has what I call the “Grandfather effect.” When it’s happened before many times, it seems your psyche, your inner self has layer upon layer upon layer of emotional hurt to unload, forgive, and let go.

When you carry around anger, hurt, and other emotions with you and run the videos of what happened again and again, it’s like being on a merry-go-round and you want to get off. You don’t realize that this anger, hurt, and other stuff you’re carrying around from the past is hurting you. It’s keeping you from a clear focus on the present and steady movement towards your goals in the future.

All that stress makes it difficult for your body to heal and mend itself.

Many times you need help to truly let go and not want to control other people…make them do it the way you want. Ask God to help you.

In the following post, Mary L Kupferle explains how “God Will Show You How:” https://joanyedwards.wordpress.com/2009/12/07/god-will-show-you-how-by-mary-l-kupferle-public-domain/

Sometimes talking to a friend can help you change your focus in a healthier, more positive direction.

Sometimes believing it’s possible to let go of these hurts, makes it easier.

Sometimes a movie or a song has a message to help us let go and to see things in a different way.

God forgives you. God shares his mercy with you! Share his mercy with other person. Walk through that Forgiveness Tunnel and leave all that hurt behind.

A song that’s been popular since 2013 when Disney released the movie Frozen says, “Let It Go.” This is a song from Disney’s 2013 animated feature film Frozen. husband-and-wife songwriting team Kristen Anderson-Lopez and Robert Lopez composed its music and lyrics:

Here’s a sing-along version here:

My next blog post will be about making your goals for 2016. Before setting new goals or revamping your old goals, I’m inviting you to join me in letting go of emotional worries and things that irk you from the past, so you’ll have a better chance of reaching your life’s dreams in the present and near future.

Thanks for reading my blog. Feel free to ask questions and share your ideas in the comment area. I’d love to hear from you!

To leave a comment, click here.

Never Give Up
Joan Y. Edwards
Copyright © 2016 Joan Y. Edwards
www.joanyedwards.com (Gospel-related wordsearch and crossword puzzles and skits for children)

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Under the Weather, Sick, Sad, and Then a Song Brought a Smile to My Face


“Under the Weather, Sick, Sad, and Then a Song Brought a Smile to My Face” by Joan Y. Edwards

It’s good to be able to talk to you. I’ve been under the weather, sick, and sad. I’ve been trying to think of fun things, but not a single thing seemed like fun. I kept hearing the song from Hee Haw that always makes me laugh.

That’s when I said, “Hurray. I’m on the right track now.”

My voice has been barely audible. People couldn’t hear me on the phone. I thought, “What if I couldn’t speak at all?”
Being able to speak is a gift. Being sick isn’t fun, but I have to accept that as a human being, I can sometimes get sick. When I’m sick, I miss get-togethers with family and friends! I miss going to church! I don’t even feel like blogging. Oh now, that’s bad. You know how much I love blogging.

With the doctor’s prescriptions, after 10 days of yuckiness, I am getting better. Pink eyes are almost cleared up. Cold and sinus infection’s clearing up…lots of Kleenex have helped. (It’s a good idea to buy stock in it,huh?) I can talk above a whisper. I finally wanted to do something. I wanted to share that song with you in a blog, in hopes that it might help you to laugh about things bugging you.

Perhaps one of your characters might be sick during a novel. The emotions that run havoc with your mind during sickness is enough to make people go crazy! But thankfully, I claim sanity.

I’m feeling perky today!
I’m glad to be feeling so much better.
Thank you, God for healing me. I pray that you and those you love be uplifted and joyous,

Never Give Up
Joan Y. Edwards
Copyright © 2016 Joan Y. Edwards
http://www.joanyedwards.com (Gospel-related wordsearch and crossword puzzles and skits for children)

 

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